

Lender Competition Leading to Better Mortgage Rates
In exciting news for homeowners and prospective buyers in the UK, leading lenders are slashing rates, and for the first time since June, we’re seeing fixed-rate mortgages priced below 5%.
In exciting news for homeowners and prospective buyers in the UK, leading lenders are slashing rates, and for the first time since June, we’re seeing fixed-rate mortgages priced below 5%.
The once-steady trajectory of the UK housing market is encountering turbulent waters, with recent events causing a ripple effect that has caught the attention of investors, homeowners, and prospective buyers alike.
A recent survey conducted by Zoopla has shown a fascinating shift among the under-40 population, challenging the conventional ideals of owning a home. A recent
We’re delighted to announce that we have won Gold in the British Property Awards (again)!
The fact that we have now had the honour of winning two years in a row shows we must be doing something right.
Hope for homebuyers as the average rates on new two- and five-year fixed mortgages have seen a slight decline for the first time since May.
According to the latest House Price Index by Zoopla, sellers are facing increasing pressure to accept discounts on their asking prices. A significant 42% of sellers are now accepting discounts of 5% or more to secure a sale, marking the highest level since 2018. This trend can be attributed to higher mortgage rates, which have also impacted buyers’ purchasing power, creating a favorable buyers’ market for the remainder of 2023.
After disappearing from the market following the 2008 financial crash, 100% mortgages are now back. Skipton Building Society are the first lender since 2008 to offer a no-deposit product with their Track Record Mortgage. In this article we take a look at what they are, who they are for, and the pros and cons of taking on a 100% mortgage.
Average mortgage rates continue to fall, with the largest cuts happening at higher Loan to Value ratios.
Information from Zoopla highlights how the the housing market is now shifting to a buyers’ market, with an increase in homes being put up for sale, creating greater opportunities and choices for buyers.
The Agent is happy to announce that Ashwood Homes have appointed Bernard Snowden, The Agent in Spalding as their selling agent for five new developments.
Believe it or not, if you are looking for a quick sale, January is actually one of the best months to sell your home.
Data from the HomeOwners Alliance found that properties listed in January now take an average of 60 days to sell over the last seven years. This ranges from 51 to 75 days (with the 75 being a bit of an outlier, the next highest was 63!).
People selling their home have had to settle for an average of 3% below their asking price in recent weeks. This is in contrast to much of 2021 and the first half of this year where property mostly matched asking price.