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After disappearing from the market following the 2008 financial crash, 100% mortgages are now back. Skipton Building Society are the first lender since 2008 to offer a no-deposit product with their Track Record Mortgage. In this article we take a look at what they are, who they are for, and the pros and cons of taking on a 100% mortgage.

Average mortgage rates continue to fall, with the largest cuts happening at higher Loan to Value ratios.

Information from Zoopla highlights how the the housing market is now shifting to a buyers’ market, with an increase in homes being put up for sale, creating greater opportunities and choices for buyers.

The Agent is happy to announce that Ashwood Homes have appointed Bernard Snowden, The Agent in Spalding as their selling agent for five new developments.

Believe it or not, if you are looking for a quick sale, January is actually one of the best months to sell your home.

Data from the HomeOwners Alliance found that properties listed in January now take an average of 60 days to sell over the last seven years. This ranges from 51 to 75 days (with the 75 being a bit of an outlier, the next highest was 63!).

People selling their home have had to settle for an average of 3% below their asking price in recent weeks. This is in contrast to much of 2021 and the first half of this year where property mostly matched asking price.